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Minnesota Health Savings Account (HSA) Finder

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Minnesota's Credit Unions can help you save for your health care expenses

A health savings account (HSA) is a type of account that is used to pay for qualified health care expenses. HSAs come with tax benefits and can be rolled over from one year to another.

If you are enrolled in a High Deductible Health Plan, there are several advantages to using a Health Savings Account:

Save on your taxes

Enjoy Flexibility

Build up your savings

A high-deductible plan may not be right for everyone. If you manage a chronic health condition or expect high health costs in the coming year, a high-deductible plan may not be your best option.

For more information on Health Savings Accounts, visit the IRS website.

Why Choose a Credit Union for Your HSA?

Credit unions are member-owned financial cooperatives offering a full spectrum of financial services from checking to home loans to Health Savings Accounts. The difference between credit unions and other financial institutions is that credit unions are owned by their members. Once you join a credit union you are a member and earnings are returned to you in the form of lower loan rates, higher savings rates, and low or no fees.

To learn more about credit unions, visit

Minnesota’s Credit Unions are:


Financial cooperatives owned and controlled by the people, or members, who use their services.

Not for profit:

Exist for the financial betterment of members.


National Credit Union Administration, a government agency, up to $250,000.


Because of the collaborative nature of credit unions, most members can use a nationwide network of over 30,000 surcharge-free ATMS and 7,000 shared service centers.

Who Can Join a Credit Union?

Members of credit unions share a common bond, also know as a field of membership. This unique aspect of credit unions helps personalize a credit union’s benefits and services to their specific members.

There’s a Credit Union for Everyone in Minnesota

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Many credit unions service anyone that lives in a defined geographic area such as a specific county or region.

Companies sponsor credit unions as a benefit for employees; and some credit unions are organized for special trade groups - like aviation or healthcare workers.

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Membership in a group such as a place of worship, school, labor union or homeowners’ association may qualify you to join a credit union. And, most credit unions encourage members families to join.

Find a Credit Union HSA near you: